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Workers Compensation Insurance

What is Workers' Compensation Insurance?

Workers' compensation insurance is a type of insurance that provides financial benefits to employees who are injured or become ill as a result of their job. It is required by law in most states, and it is designed to protect both employers and employees by providing a system for addressing work-related injuries and illnesses.

Workers' compensation insurance covers medical expenses, lost wages, and other benefits for employees who are injured or become ill on the job. It is typically provided by the employer, although in some cases it may be provided by a third-party insurer.

In most cases, employees who are covered by workers' compensation insurance are not able to sue their employer for damages resulting from a work-related injury or illness. Instead, they are entitled to receive benefits through the workers' compensation system.

Workers' compensation insurance is an important form of protection for both employers and employees. It helps to ensure that employees are able to receive the medical treatment and financial support they need after a work-related injury or illness, and it helps to protect employers from costly lawsuits.


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